Life Insurance, Annuities and IRA Retirement Accounts

Life Insurance, Annuities, and IRA Retirement Accounts

Annuities and IRA’s are great ways to save for retirement.
Benefits that are set up to be paid over a lifetime are guaranteed no matter how long you live.  In some cases, your annuity can also provide a stream of income that can outlive you. There are options available so that all proceeds can pass directly to a named beneficiary without surrender charge or probate after your death.

Advantages of an Auto-Owners Life Insurance Company Deferred Annuity and IRA

  • Safety, Strength, Performance, Superior Ratings. 
    • A.M. Best Company, a leading independent that rates the financial strength of insurance companies, has rated Auto Owners Life Insurance Company A+ Superior since 1976.
    • Auto-Owners Insurance Company has been named to Ward’s 50 Benchmark Group for achieving outstanding financial results in the areas of safety, consistency, and performance for ten straight years.
    • Ranked in the top 15 in the country for life and annuity insurance for Weiss Ratings
    • Auto-Owners Life Insurance Company products are among the best in the industry. Providing high quality, fairly priced life insurance, disability income, and long-term care and annuity programs.
    • Auto Owners Annuities and IRA’s have guaranteed rates.  Call our office for current rates.
    • Any Life Policy or Annuity/ or IRA product of at least $2000 qualifies for a discount on Home and Auto policies. For commercial policies, discounts are available for $10,000 or above annuity or IRA.
    • You have a choice of current guaranteed interest rates for six years, or a fluctuating rate of interest program.
    • No surrender charges if withdrawal is 10% or less of cash value. No loads or Fees
    • Tax deferred growth of money.
“An annuity is a contract between you and an insurance company that is designed to meet retirement and other long-range goals, under which you make a lump-sum payment or series of payments. In return, the insurer agrees to make periodic payments to you beginning immediately or at some future date.”  – SEC

This is intended for general informational purposes only and not intended as legal or tax advice or as a statement of the law.